OFFLINE DIGITAL PAYMENTS

Slow Internet? Now you can transfer money offline.


How does it work?

Step 1

Unstable internet connection detected.When PhonePe will detect weak or no internet connection, it will send an SMS from your registered mobile number to your bank.

Step 2

SMS contains payment related information.The SMS containing all payment-related information reaches your bank.

Step 3

Bank processes the information.The bank carries out the transaction as per the received information.

Step 4

User is notifiedAnother SMS is sent from the bank notifying the user of its payment status.

Go ahead and try the Wireframe

Benefits of Offline Digital Payments?

Customer 🙋🏻

Customers who experience weak or no internet connection due to various reasons can still transfer money digitally using PhonePe without worry.

Merchants 🤵🏻

Merchants with shops in remote areas, where internet connectivity is weak, can also acquire the benefits of digital payments. It is also beneficial to small merchants who might not have a smartphone. All they need is a mobile number registered with the bank for mobile banking services.

Let us know what you think!

Watch how it works!

FAQs

Is offline payment method safe to use?

Yes don't worry. This method is completely safe. The SMS containing payment details will be sent directly to your bank to complete the transaction.